If you have or want to create an online shop – ecommerce website, and you are located in the United Arab Emirates, we will show you which online payment systems are the most effective and easiest to integrate.
The easiest way to start online sales is to create and develop your e-commerce website first or at least start preparing your social media profiles for sales. If you are not sure how to start your online store and which platform is best for your products or services, take a closer look at our Ecommerce Website Development page.
Once you have set up your online store, the most important step is to integrate a quality and efficient payment system that will be a great benefit to sales volume.
An online payment system is a software that allows people, around the world, to pay for your products directly on your site.
What are the most important features of the online payment system?
The payment system is a key part of your online business. If you have a stable and up-to-date system, your customers will easily make their purchases. Customer satisfaction and a positive experience with your online store are some of the best recommendations and you will be sure that customers will come back to you again.
However, there are a few things to keep in mind when choosing a payment system for your e-commerce website:
Reliability and security
You need to trust your system to meet all the purchase requirements you expect. Whether you are just starting and have a smaller sales volume, or run an elaborate business, your payment system must meet all the challenges.
The security of your payment system is directly related to the success of your online store. Make sure you do all the security checks at the beginning so that the purchase can go smoothly. You need to keep in mind that people will leave confidential information on your e-commerce website, so security and data protection count as well.
Easy to navigate
Online payment systems can sometimes be confusing or complicated for users. It would be best to test the system on your eCommerce platform so that you can explain the purchase process to customers. You can also put purchase instructions, which can be found on your FAQ page.
Constant access to transaction data
Timely notification of purchases and insight into all the details of transactions are of great importance when it comes to the online payment system. Check what your system’s interface looks like and whether you can easily access your purchase information.
Payment gateways in UAE that works
Payment gateways are third-party between your online store and customers. The primary role of the payment gateway is to secure the money transaction from customers to your bank account. However, you should know that not all payment gateways are available in all countries. Some states and banks do not recognize certain payment systems, so it is best to inquire about which system is approved in your country. When it comes to the UAE, we can recommend several payment gateway options:
- Telr
- Payfort
- 2Checkout
- PayPal
- Stripe
- PayTabs
- Checkout
- Cashu
- Myfatoorah
To give you a better overview, we have divided these systems according to several factors. Please see the table below.
| Gateway | Plans | Set up | Per transaction | Per month |
| Telr | Entry plan – AED 0-20k monthly volume Small plan – 20k-50k monthly volume Medium Plan – above 50k monthly volume |
Free | Free 2.69% + AED 1.00 for every transaction 2.49% – AED 0.50 |
AED 349 AED 149 AED 99 |
| Payfort | / | Free | 2.94% + AED 1.84 | AED 420 |
| 2Cbeckout | 2SELL 2SUBSCRIBE 2MONETIZE |
Free | 3.5% + AED 1.28 4.5% + AED 1.84 6% + AED 2.2 |
None |
| PayTabs | Start Up – up to 2000$ Growth – over 2000$ Enterprise – over 100.000$ |
Free | None 2.7% + AED 1 For Enterprise check the website |
None |
| Checkout | / | Free | 2.9% + AED 2.00 | None |
| Cashu | / | Free | 2.5% + AED 1.10 | None |
| Stripe | / | Free | 2.9% + 1.10 AED | None |
| Myfatoorah | Preferential Plans for businesses of all sizes | on request | on request | None |
| Gateway | Supported platforms | Comment |
| Telr | •Woocommerce • Shopify • Magento • OpenCart |
Almost all payment gateways provide plugin options to |
| Payfort | •Woocommerce • Shopify • CS-Cart • Magento • OpenCart • Prestashop |
WordPress platforms like WooCommerce. Shopify and Magento are big players and support almost all major gateways. Shopify has its own payment gateway (Shopify Payments) powered by Stripe. |
| Paytabs | •Woocommerce • Shopify • CS-Cart • Magento • OpenCart • Prestashop |
WordPress platforms like WooCommerce. Shopify and Magento are big players and support almost all major gateways. Shopify has its own payment gateway (Shopify Payments) powered by Stripe. |
| 2Checkout | Almost all E-commerce platforms | |
| Checkout | • Woocommerce • Shopify • Magento • Prestashop |
|
| PayPal | • Woocommerce • Shopify • Magento • Squarespace • Wix • Bigcommerce • Webflow |
|
| Stripe | • Woocommerce • Shopify • Magento • Bigcommerce • Opencart • Squarespace • Webflow |
|
| Myfatoorah | • Woocommerce • Shopify • Magento • Opencart • PrestaShop • Expand Cart • Joomla • Drupal • Cs- Cart • ECWID • Flutter for Mobile Apps |
| Gateway | Available payment options |
| Telr | Visa MasterCard American Express cards N.E.T. Banking (Indian banks) SADAD (Saudi Arabian banks) |
| Payfort | Visa MasterCard Apple Pay |
| Paytabs | Visa MasterCard American Express cards Mada Stc pay |
| 2Checkout | Visa MasterCard American Express cards Apple Pay Bank Transfer PayPal |
| Checkout | Visa MasterCard American Express cards Apple Pay Google Pay PayPal Mada Alipay QPay |
| PayPal | Visa MasterCard American Express cards PayPal Maestro |
| Stripe | Visa MasterCard American Express cards Discover Maestro J.C.B. Apple Pay Google Pay Alipay Microsoft Pay Visa Checkout Masterpass by Mastercard |
| Myfatoorah | Visa MasterCard Apple Pay American Express cards MADA – KSA SADAD – KSA NAPS – QATAR KNET – Kuwait Benefit – Bahrain Omannet- Oman Orange Pay – Egypt Meeza – Egypt |
| Gateway | Integration options |
| Telr | Three different methods: Telr will Host the payment gateway: Customer will redirect to Telr to make the payment. After payment, they will return to the website. iFrame method: Incorporate the checkout page into our website using an iframe and applying our CSS to the form. Complete integration of payment form to our website. This requires us to be PCI DSS certified (Payment Card Industry Data Security Standard). Plugin option for Magento, Shopify, WooCommerce, Opencart, PrestaShop etc |
| Payfort | Checkout methods: Merchant Page (pay from a website without redirection) Tokenization (substituting card details with a token). Tokenization API enables the merchant to store the Customer’s credit card details in a safe and secure environment substituting the Customer’s sensitive card details with a non-sensitive equivalent referred to as a Token. You can use the Token in processing new transactions for users without the hassle of entering the card details across multiple channels Integration: ONE API – API Integration,via Plugins |
| Paytabs | Plugins Express Checkout No redirection. Checkout process for online shoppers which keeps them on the merchant’s website while making a payment and even after the payment is complete. Direct API |
| 2Checkout | API Method iFrame method |
| Checkout | Iframe Embed iframe payment form on our website. Payment gateway will process the payment by exchanging token. Checkout.js A widget that sits on our website checkout page and processes the payment. API |
| PayPal | HTML Button method for small scale businesses API Method for medium businesses |
| Stripe | Stripe Checkout Redirect customers to a stripe hosted payment page. API Integration |
| Myfatoorah | Plugins Express Checkout No redirection. Checkout process for online shoppers which keeps them on the merchant’s website while making a payment and even after the payment is complete. Direct API |
Conclusion
Finding the ideal payment system is vital to the effectiveness of your online store. It is, therefore, important that you consider all the factors we have presented in this text, and finally choose a system that will support all your requirements.
If you are not sure which payment system would be perfect for you, you can contact professionals who will explain the pros and cons of each system. Keep in mind that your system not only needs to be secure and reliable, but also simple enough so that even customers who are not too familiar with online shopping have a positive experience on your site.
